Privacy Policy

Gitobu Financial Group

Effective Date: July 6, 2024

1. Our Commitment to Your Privacy

At Gitobu Financial Group, Allan Gitobu understands that your privacy is important. As a life insurance broker, I collect and share information as necessary to help you explore life insurance coverage that meets your needs.

This Privacy Policy explains how I collect, use, disclose, and safeguard your personal information when you visit my website, request insurance quotes, or otherwise interact with me.

2. Information We Collect

2.1. Personal Information

I may collect personal information that you provide directly, including:

• Identifiers: Name, address, phone number, email address, date of birth, and gender.
• Financial Information: Income and occupation.
• Health Information: Where necessary and voluntarily provided, height, weight, smoking status, medical history, and family medical history to help obtain accurate insurance quotes.
• Other Information: Beneficiary information, insurance coverage needs, and personal preferences.

2.2. Information Collected Automatically

When you visit my website, certain information about your device and browsing activity may be collected automatically, including:

• Usage Data: IP address, browser type, pages visited, time spent on the website, and other usage statistics.
• Device Information: Device type, operating system, unique device identifiers, and mobile network information.
• Cookies and Similar Technologies: Technologies used to collect and store information about your preferences and interactions with the website. You may be able to manage cookie settings through your browser.

3. How We Use Your Information

I may use the information collected for the following purposes:

• Quote Generation: To obtain and provide life insurance quotes from insurance companies.
• Application Assistance: To assist you with completing life insurance applications.
• Customer Service: To communicate with you, answer questions, and provide support.
• Marketing Communications: To send information about my services and relevant insurance products where permitted by law and, when required, with your consent.
• Website Improvement: To understand how visitors use the website and improve its functionality and user experience.

4. How We Share Your Information

I may disclose your information to the following parties when necessary for the purposes described in this Privacy Policy:

• Insurance Companies: To obtain quotes, evaluate coverage options, and facilitate insurance applications.
• Service Providers: Third-party providers that support business operations, including website hosting, data analysis, marketing, and customer service.
• Government Agencies and Regulators: When disclosure is required by applicable law or regulation.
• Other Third Parties: When you provide consent or when disclosure is otherwise permitted or required by law.

5. Your Privacy Choices and Rights

You have the following choices regarding your personal information and communications:

• Marketing Emails: You may unsubscribe from marketing emails by following the unsubscribe instructions included in the message.
• SMS Messages: You may opt out of text messages by replying STOP to a message, where applicable.
• Access and Correction: You may request access to or correction of your personal information by contacting me using the contact information provided below.
• Do Not Track Signals: My website does not currently respond to browser-based Do Not Track signals.

6. Data Security

I take the security of your personal information seriously and use appropriate technical, administrative, and physical safeguards designed to protect it against unauthorized access, disclosure, alteration, or destruction.

However, no method of transmission over the internet or electronic storage is completely secure. Therefore, I cannot guarantee absolute security.

7. Retention of Your Information

I retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with applicable legal and regulatory requirements, resolve disputes, and enforce agreements, as appropriate.

8. Children's Privacy

My website is not intended for children under 13 years of age, and I do not knowingly collect personal information directly from children under 13 through this website.

If I become aware that personal information has been collected from a child under 13 without the required authorization, I will take appropriate steps to address the situation, including deleting the information where required by law.

9. Changes to This Privacy Policy

I may update this Privacy Policy from time to time to reflect changes in my business practices, technology, or applicable legal requirements.

Any updates will be posted on this page, and the Effective Date at the top of the policy will be revised accordingly. Please review this page periodically for updates.

10. Contact Information

If you have questions or concerns about this Privacy Policy or how your personal information is handled, please contact me using the information below.